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10 Best Investments with Good Monthly Returns in Nigeria


Nigeria is going through a period of economic decline. But there are still ways to make good returns on investments.

An intentional business is a business that intentionally creates and sustains a product or service. These businesses are more difficult to find, but they often have higher profit margins.

Intentional businesses follow a specific plan for building their product or service, have a clear idea of who their customer is, and make significant investments in the product before they’ve started generating revenue.

As with any other kind of business, it’s important to start small and test out the market before you invest too much into something you may not be able to sustain later on.

Invest in gold, real estate, and fine art to increase your returns on investment. Investments like these have relatively low risk and high monthly returns.

In detail, here is a list of our best investments with good monthly returns.

1. Uber or Taxify Business

Uber has been around for a while now. In Nigeria, they have become quite popular with the emergence of car-sharing apps.

Uber business in Lagos has good monthly returns as it provides reliable transportation for those looking to commute in the city. It also helps them get door-to-door service delivered to their doorstep.

These services have made Uber a hit among commuters in Lagos and help make up the company’s current losses of $750 million a year by providing a steady income stream from Nigeria and other African countries where they operate.

Taxify, Like Uber, is a platform that allows drivers to find passengers and also provides customers with information on where they can find the nearest Taxify car for their destination.

Taxify Business has been around for only 2 years, but it has already revolutionized the taxi industry. They are constantly improving their service to provide an even better experience to their customers.

Taxify Business offers a great alternative to Uber because it is cheaper, more reliable, and in some cases even faster than these popular services.

Taxify Business is a very profitable business in Nigeria. They have made it to the top of the list of businesses making $1 billion annually. The company has been able to do this by keeping a tight leash on its costs and investing heavily in technology.

The business has been very successful because of the strong value proposition that it offers customers who use its products.

2. Agribusiness

Agriculture is the backbone of our society. Without it, we wouldn’t have been able to survive. But when it comes to today’s world, there are a lot of industries that are contributing to the agricultural industry.

Investing in Agriculture is not only beneficial for the health and well-being of every other industry but also for your own personal finances.

Agribusiness investments in Nigeria appear to be more attractive, thanks to the emergence of agric investment apps and groups. This has seen a sharp increase in the number of investors who are plugging their capital into the agricultural sector.

Agric investment apps offer users unmatched convenience and simplicity when it comes to investing in the agricultural sector. It helps users navigate through all the available opportunities so that they can invest without having to worry about tedious processes or large sums of money.

Agribusiness invests in Nigeria now opens up a whole new set of options that makes it possible for anyone to actively invest in Agriculture without having to visit a farm. These apps and platforms are capable of helping people explore different investment opportunities across the country with ease and convenience.

3. Real Estate Investment

In the current market, investments in real estate are becoming a popular option for investors to make reliable incomes. With rental revenue, it is easy to see how it is possible for people to invest in real estate with no risk and without taking a loan.

One of the most common misconceptions about investing in property is that people need to have an agent and they need a lot of time or money to find properties that would be profitable. This is not true at all because if you do your research properly, you can easily find properties that are worth investing in without having anyone else involved.

The advantages of investing in properties include low risk, guaranteed income, and high potential returns.

It’s also good news for those who want an investment that will not involve any capital outlay upfront unlike other investment options like shares and bonds.

Lagos and Abuja are two leading cities in Nigeria with an influx of investment from various countries in the last decade. Real estate investment has been the most popular type of investment in these cities.

There are lots of commercial properties being built, there is a lot of competition between both cities. Lagos is a political hub for Nigeria and as such, it attracts foreign investors from all over the world. Abuja is also a major economic hub for Nigeria and the government seat of the country.

While corporate organizations benefit from having offices near their clients, developers benefit more so because they get to build commercial buildings close to consumers. Developers tend to be more active in the development of new products and services and have a greater ability to access their customers.

4. Mini-Importation

The mini importation business is one that you should invest in the event that you are keen to get a monthly income. With the increase of online shopping, the demand for quality imported products is increasing.

The mini importation business is one that provides an excellent opportunity for people who are interested in importing quality products at low prices. There are many challenges faced by those who want to start this type of business but these can be overcome with proper planning and research.

5. Online Businesses

Online businesses have been growing fast in the last decade and they are expected to continue growing. A lot of people, especially millennials, are turning to online business opportunities because of the convenience and time-saving factor.

Online business has been a reliable source of income for many people. The main reason why so many people choose it is that it is a much easier way to earn money than going out and finding a job.

Digital businesses that provide digital services such as vlogging, blogging, affiliate marketing; Adsense publishing, copywriting, content marketing, email marketing, social media influencing, and more are some of the finest ways to make money online today.

6. Haulage and Delivery Business

Nigeria is a developing country, with low GDP per capita and a large population. As the population grows, so does the burden of hauling and delivering goods.

The main objective of this study is to identify which factors are affecting the Nigerian haulage and delivery business. These factors include car ownership rate, GDP per capita, taxi availability among others.

With Nigeria’s growing economy, there has been an increase in trucking businesses like transport logistics companies that use trucks to carry goods from one location to another. Recently, Nigerian truck drivers have become more available as a result of economic expansion in Nigeria.

7. Food Business

Food businesses are great to make monthly returns in Nigeria because Nigerians love food, there are several types of food businesses, be it raw food retailing, cooking and preparing street foods, Bukka or local restaurants, and more.

A food business can be a good business to make monthly returns in Nigeria. There are many factors that contribute to the success of a food business.

One factor is location, another is the type of products you sell, and the third is the fast food is a daily necessity.

8. Supermarket Business

The grocery market has been a business that has been dominated by large, multinational brands for quite some time. With the emergence of online shopping and the growth of e-commerce, there is a new retail landscape emerging.

Under these circumstances, Nigerian supermarkets are slowly evolving to accommodate these new changes in the market. The Nigerian consumer is now more educated and demands high-quality products at affordable prices.

Supermarkets have also started to adopt more innovative marketing strategies such as flash sales and offers in order to stay competitive against online retail giants such as Jumia and Konga.

9. Home Tutoring

It is a fast-growing industry that will be worth about $40 billion by 2025.

When students are unable to learn at school, they can turn to home tutoring for help. However, those with busy schedules find it hard to balance work and study.

A home tutor business can be done by anyone with a little bit of patience and passion. The business model is relatively uncomplicated and straightforward. Home tutors can either charge by the hour or through a subscription service.

10. Treasury bills

Treasury bills in Nigeria provide the best financial security for investors. The market is worth over $15 billion which makes it a lucrative investment.

The Nigerian government recently announced that they will stop issuing Treasury bills for now and instead focus on more stable, sustainable sources of income like natural gas and crude oil export revenue.

Treasury bills are short-term investments with a maturity period of one month to ten years. This means investors don’t have to worry about how long they need the investment to mature or when they will get their money back.


The best investments can be difficult to find, but the ones we’ve listed are all worth a closer look. Whether you want a more predictable monthly return or an investment that will help your portfolio diversify and grow, there is something here for everyone.

We hope that this list has helped you narrow down some of your options when it comes to investing for short-term returns.

Remember—investing should always be done with caution and research so make sure you understand what each company does before making any decisions. Keep these 10investments with good monthly returns as additions to your portfolio.

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